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The bureau operates a free specialist money advice service for individuals who live in the Malvern Hills District.
If you have multiple debts, live in the area, and need help in order to decide how best to deal with them please click on the Link below to open our Money Advice Pack. Receiving this will help us assess how best to help you and will save time if you come for an interview. Please contact your local CAB if you live outside the area.
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Click on a link and either
save it to your computer, complete it electronically (Word only) and email it to the bureau on bureau@malvernhills-cab.org.uk
or
print it off, complete it and post to:
Malvern Hills CAB, The Grange, Grange Road, Malvern, WR14 3HA
PLEASE ENSURE YOU USE SUFFICIENT POSTAGE
- IT WILL BE CLASSED AS A LARGE LETTER.
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When we have done a preliminary assessment of your situation we will contact you with advice. If appropriate, we will make an appointment for you to see an adviser in the bureau to discuss ways to deal with your debts.
Please contact us if you need help with the initial completion of the money advice pack.
If we ask you to come in to see us we will need the following information from you:
- Full details of all your debts.
- Full details of your income and expenditure
- Letters you have received from the people you owe money to including debt collection agencies.
- Bailiff letters or court document
Depending upon your situation we may suggest one or more of the following as a way forward:
- Debt payment plan where you make offers to your creditors over time to clear your debts.
- Self help where you negotiate with your creditors with guidance from the bureau if necessary
- Referral to another agency who may be able to help you. Eg Payplan
- Help with Insolvency Processes such as Bankruptcy, IVA or a Debt Relief Order.
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